No fixed monthly payment
Repayment adjusts automatically with your card sales, so it follows the rhythm of your business.
Personal & business financing
Financing for your business and your life.
Business funding from $5K to $500K, repaid as you sell. Personal loans with clear terms for the expenses that matter to you.
Simple online application
Clear terms
No obligation to apply
$5K – $500KBusiness funding amounts
Up to 150%Of your average monthly sales
1 fixed feeNo compounding interest
Business funding
Funding that moves with your sales.
Instead of a fixed monthly payment, you repay a small percentage of your card sales. Slow week? You pay less. Busy week? You pay it off faster.
One fixed fee, known upfront
You know exactly what the funding costs before you accept. No interest that keeps growing.
No collateral required
Your house, equipment and personal assets stay out of it.
Based on your sales
We look at how your business actually performs, not just your credit score.
Use it for
Built for businesses that take card payments: restaurants, retail shops, salons, auto shops, clinics, contractors and more.
Apply for business funding →Personal loans
Personal loans with clear terms.
Whether it's consolidating debt, covering a big expense or funding a project, apply online and get a clear offer before you commit.
Simple online application in minutes.
See the full cost and payment schedule before you accept.
No obligation to apply.
What people use it for
A personal loan can help with planned projects and the unexpected.
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Debt consolidation
Combine balances into one payment.
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Home improvements
Repairs, upgrades and renovations.
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Major purchases
Spread out the cost of a big expense.
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Unexpected expenses
Car repairs, bills and emergencies.
How it works
Three steps to financing.
Choose your application
Business funding or personal loan, then apply online in minutes.
Get your offer
We review your application and present a clear offer with the amount, cost and repayment terms.
Receive your funds
Accept the offer and the funds are deposited into your account.
Frequently asked questions
Before you apply.
Which application should I use?
Use business funding if the money is for your business. Use the personal loan application for personal expenses.
How much can my business get?
Between $5,000 and $500,000, up to 150% of your average monthly sales, depending on your business and our review.
What does business funding cost?
One fixed fee, shown in your offer before you accept. There's no interest that accumulates over time.
How do I repay business funding?
A small, agreed percentage of your card sales goes toward repayment until the total is paid. There's no fixed monthly payment.
Do I need collateral for business funding?
No. Business funding doesn't require collateral.
How do personal loans work?
You apply online and receive an offer showing the amount, full cost, rate and payment schedule. Nothing is final until you review and accept it.
Does applying guarantee approval?
No. Approval, amount and terms depend on the information you provide and our review.
Ready to get started?
Apply online in minutes. No obligation.